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You Can Buy a HUD Home for $100 Down?

Neil Walton — Wed, 26 Oct 2011 16:26:36 +0000

That’s right. From now until 10/1/12 you too can buy a HUD home for only $100 down.

First off, what’s a HUD home you may ask? A HUD home is simply a foreclosure that was purchased using an FHA loan. Millions of Americans have purchased homes using FHA Financing which insures the lender that if a borrower experiences a foreclosure then the bank is paid for the outstanding note. The homes then goes through the typical foreclosure process and then are presented to the public for sale through HUD. HUD’s mission is to get these homes back into the hands of people that are looking for an owner occupied primary residence. They do not allow investors to bid on the property for about 3 weeks from when they are initially listed. The general public gets first shot at getting a new home for a great price.

So how does the $100 down program work?

The offer price must be the full listing price.
The down payment requirement is only $100.
You must finance using an FHA mortgage.
The maximum loan amount can’t be more than 100% of the appraised value.

Of course 360dwellings lists every available HUD property on our website.
Click HERE to browse our Interactive Map Based Foreclosure List

Want to find out more about how to buy a HUD home? Click HERE for a list of FAQ’s

For a complete list of HUD home available in Colorado please visit The HUD Home Store. Find a home that you are interested in and we’ll provide a private tour and free consultation. We specialize in helping first time home buyers get a great deal on a new HUD home. Contact us today!

Obama Wants to Refinance Millions of Mortgages at Today’s Ridiculously Low Rates

admin — Fri, 09 Sep 2011 13:30:23 +0000

In last night’s job speech President Obama pledged assistance to millions of American homeowners that are trapped in a high interest rate mortgage and can’t refinance there home either due to weak credit or not having enough equity in there home. This is certainly a step in the right direction, but is it to little to late for millions of American’s facing foreclosure?

President Obama Said:

And to help responsible homeowners, we’re going to work with federal housing agencies to help more people refinance their mortgages at interest rates that are now near 4 percent. That’s a step, I know you guys must be for this, because that’s a step that can put more than $2,000 a year in a family’s pocket, and give a lift to an economy still burdened by the drop in housing prices.

The government released a white paper on Wednesday titled “An Evaluation of Large-Scale Mortgage Refinancing Programs” outlining the issues facing homeowners and how this new program may work, you can download that white paper here. Following is an excerpt from the white paper.

The ongoing housing crisis and the slow recovery from the recent recession have locked many borrowers out of the refinancing market. Two main factors drive that phenomenon:

Weakened household balance sheets, reduced income and widespread unemployment have left many borrowers unable to qualify for a refinancing because of restrictions based on affordability tests. For some the constraint is a too high loan-to-value (LTV) ratio—the amount of mortgage debt divided by the assessed value of the home.1
Lenders and mortgage guarantors, including the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac and the Federal Housing Administration (FHA), have instituted more stringent underwriting requirements, leaving many borrowers unable to qualify for a new loan even if they have remained current on their existing mortgages.

With those rates now near 4 percent, the president says the move could “put more than $2,000 a year in a family’s pocket, and give a lift to an economy still burdened by the drop in housing prices.”

While the specifics have not been released, it’s expected that the program will make homeowners with government-backed mortgages eligible for new, lower-rate, lower-payment loans even if they are upside down on their mortgage or have have negative credit due to not making mortgage payments on time or excessive debt to income ratio.

Tags: Obama Refinance Homes Today’s Interest Rates, Government Refinance Loans Program for Bad Credit

FHA Loans to Revert to 2008 Limits Next Month – What Does That Mean to You?

Neil Walton — Thu, 01 Sep 2011 23:49:03 +0000

Have you had your eye on a $400k home and had plans to use an FHA to purchase it? You’ve got one month to get off the fence and pull the trigger because loan limits for FHA are going down. Currently in Denver you can use an FHA loan to purchase a home for up to $406,250. Effective Oct. 1, 2011 the limit will drop to $368,000 for Denver County. What does that mean to you?

First off it’s bad for home seller’s in the upper $300′s price point. Buyers are going to have to seek out Conventional loans and may have to put down as much as 20% vs. an FHA loan that only requires 3.5% into the deal. Seller’s are going to have to reduce their home prices, hold or rent. This could be quite an impact on home sales.

Why is HUD/ FHA doing this?

In 2008 Congress voted to suspend the limits on FHA loans that were scheduled to be implemented in 2009 as part of the Economic Stimulus Act of 2008 (ESA). That suspension is up on Oct. 1st and barring any new action from Congress the 2009 limits will go into effect.

Click Here to Read the Official Press Release from HUD

Limits vary from county to county. In Boulder the current FHA limit is at $460,000 and it will be changing to $402,500. In Alamosa you’ll see a loan limit of only $271,050. Click Here for a complete list of the limits per State & County.

Now maybe the time to get off the fence and make that next purchase with an FHA loan before the limits fall. Schedule a showing today for any property you find on 360dwellings.

Who Else Wants a Great Deal on a Denver County Foreclosure?

Neil Walton — Thu, 25 Aug 2011 22:00:48 +0000

RealtyTrac just released it’s latest figures for Q2 of 2011 and apparently 36% of all home sales in Colorado were foreclosures. Nationwide foreclosures accounted for 31%.

Different parts of Colorado experienced drastic changes as compared to last year in foreclosure rates. For example, Durango saw a 500% increase in the number of foreclosures as compared to Q2 of last year. Boulder lead the way with decreasing it’s number of foreclosures as compared to this time last year by 48.6%.

Click Here to Search For Active Denver County Foreclosures

Below is a list of 25 of the most recent Denver County Foreclosures. This list is constantly updating so be sure to check back daily for the latest list of new foreclosures.

Showing properties 1 - 25 of 141. See more Denver County Foreclosures.
(all data current as of 2/5/2012)

$236,900 : 1611 Wolff ST, Denver

2 beds, 2 full baths

Home size: 1,442 sq ft

Lot size: 3,450 sq ft

Year built: 1900

Parking spots: 2

Listed with MB ADVANTAGE REALTY TEAM
$91,000 : 953 S Lowell BLVD, Denver

3 beds, 1 full bath

Home size: 937 sq ft

Lot size: 6,350 sq ft

Year built: 1958

Listed with ELIST REALTY, LLC
$299,900 : 2500 Cherry ST, Denver

3 beds, 1 full, 2 part baths

Home size: 2,907 sq ft

Lot size: 5,950 sq ft

Year built: 1911

Parking spots: 1

Listed with HETER AND COMPANY INC
$70,000 : 3221 Krameria ST, Denver

2 beds, 1 full bath

Home size: 1,039 sq ft

Lot size: 6,250 sq ft

Year built: 1954

Parking spots: 1

Listed with RE/MAX PROFESSIONALS
$267,900 : 1489 Steele ST, Unit 310, Denver

2 beds, 2 full baths

Home size: 1,095 sq ft

Year built: 2001

Parking spots: 1

Listed with RE/MAX ALLIANCE
$219,900 : 4770 Clay ST, Denver

4 beds, 1 full, 1 part baths

Home size: 2,126 sq ft

Lot size: 6,250 sq ft

Year built: 1962

Parking spots: 2

Listed with ORTIZ AND ASSOCIATES INC
$284,900 : 1362 Dexter ST, Denver

4 beds, 3 full baths

Home size: 2,880 sq ft

Lot size: 6,240 sq ft

Year built: 1929

Parking spots: 1

Listed with HETER AND COMPANY INC
$229,900 : 5821 W 7th AVE, Lakewood

6 beds, 4 full baths

Home size: 3,705 sq ft

Lot size: 22,999 sq ft

Year built: 2004

Parking spots: 2

Listed with THE HENDRIX GROUP
$144,900 : 1621 Wabash ST, Denver

4 beds, 2 full baths

Home size: 2,603 sq ft

Lot size: 6,650 sq ft

Year built: 1951

Parking spots: 2

Listed with RE/MAX PROFESSIONALS
$71,000 : 3513 W 7th AVE, Denver

3 beds, 1 full bath

Home size: 700 sq ft

Lot size: 4,710 sq ft

Year built: 1938

Parking spots: 1

Listed with RE/MAX PROFESSIONALS
$164,900 : 2945 Josephine ST, Denver

2 beds, 1 full bath

Home size: 1,499 sq ft

Lot size: 4,160 sq ft

Year built: 1902

Parking spots: 2

Listed with THE HENDRIX GROUP
$79,200 : 6432 W Cedar PL, Lakewood

2 beds, 1 full, 1 part baths

Home size: 1,037 sq ft

Lot size: 14,723 sq ft

Year built: 1947

Parking spots: 2

Listed with ERA HERMAN GROUP
$19,900 : 1532 W Nevada PL, Denver

0 beds, 0 baths

Lot size: 6,259 sq ft

Listed with COLDWELL BANKER RESIDENTIAL 24
$44,900 : 660 S Alton WAY, Unit 8C, Denver

1 bed, 1 full bath

Home size: 855 sq ft

Year built: 1969

Parking spots: 1

Listed with LUCERO REAL ESTATE
$134,900 : 925 Lincoln ST, Unit 9F-S, Denver

1 bed, 1 full bath

Home size: 769 sq ft

Year built: 2001

Parking spots: 1

Listed with MB ABSOLUTE R E SERVICE, LLC
$59,900 : 4738 Williams ST, Denver

2 beds, 1 full, 1 part baths

Home size: 1,633 sq ft

Lot size: 5,730 sq ft

Year built: 1948

Parking spots: 2

Listed with ERA HERMAN GROUP
$219,900 : 692 S Holly ST, Denver

4 beds, 1 full, 2 part baths

Home size: 2,306 sq ft

Lot size: 8,010 sq ft

Year built: 1960

Parking spots: 1

Listed with GREAT WAY RE EXCLUSIVE PROPERT
$87,500 : 9574 E Kansas CIR, Denver

2 beds, 1 full, 1 part baths

Home size: 1,240 sq ft

Year built: 1975

Parking spots: 1

Listed with KELLER WILLIAMS REALTY LLC
$79,900 : 3285 Fenton ST, Wheat Ridge

3 beds, 1 full bath

Home size: 1,124 sq ft

Lot size: 6,469 sq ft

Year built: 1947

Parking spots: 1

Listed with K. O. REAL ESTATE
$86,500 : 850 King ST, Denver

3 beds, 1 full bath

Home size: 943 sq ft

Lot size: 6,250 sq ft

Year built: 1948

Parking spots: 1

Listed with PUBLIC REALTY COMPANY
$164,900 : 3558 W 25th AVE, Denver

2 beds, 1 full bath

Home size: 877 sq ft

Lot size: 3,562 sq ft

Year built: 1951

Parking spots: 1

Listed with PUBLIC REALTY COMPANY
$284,900 : 2698 Marion ST, Denver

3 beds, 2 full, 2 part baths

Home size: 2,591 sq ft

Lot size: 3,150 sq ft

Year built: 2003

Parking spots: 2

Listed with KELLER WILLIAMS DTC
$94,900 : 123 W Alameda AVE, Denver

0 beds, 1 full bath

Home size: 1,906 sq ft

Lot size: 4,511 sq ft

Year built: 1890

Listed with STSR REAL ESTATE INVESTMENT...
$96,000 : 1220 Ames ST, Lakewood

2 beds, 1 baths

Home size: 1,573 sq ft

Lot size: 6,110 sq ft

Year built: 1946

Listed with HOME PRIDE REALTY
$94,900 : 123 W Alameda AVE, Denver

0 beds, 0 baths

Home size: 1,906 sq ft

Lot size: 4,511 sq ft

Year built: 1890

Listed with STSR REAL ESTATE INVESTMENT...

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Record Breaking Interest Rate on a 30 Year Mortgage

admin — Thu, 18 Aug 2011 15:25:21 +0000

If you have been sitting on the fence regarding a new home purchase now may be the time to finally get off. Interest rates on a 30 year mortgage hit an all time low at 4.15%, beating the previous record of 4.17% reached last November. The last time interest rates were this low was 1971. Interest rates on a 15 year fixed rate loan dropped to 3.36%. At the time this article was published interest rates from Bank Rate can be seen in the graphic to the right.

With the recent debt scare and a sluggish economy, analysts expect interest rates to stay low.

The Federal Reserve offered a dim outlook of the economy last week, saying it expects growth will stay weak for two more years. As a result, the Fed said it expects to keep short-term rates near zero through mid-2013.

You can read the full article from the Denver Post here.

Getting the Most Out of the 2011 Denver Parade of Homes

admin — Tue, 16 Aug 2011 19:59:21 +0000

The 2011 Denver Parade of Homes is a great event to see what types of homes are available in Denver communities, as well as getting design ideas for our own homes. The latest home design trends are always showcased inside the featured homes. Whether you are looking for your next home, or just want to get some home design and remodeling ideas, the Parade of Homes is always a good bet. 64 homes are featured this year spread out across 5 Denver area communities.

When to Go: Runs from August 11th 2011 through Labor Day Weekend. Weekends are busy but most homes can be viewed throughout the week. Hours are 11AM – 6PM.

The Parade of Homes is put on by the Home Builders Association of Metro Denver (HBA). This Denver Luxury Home Tour is hosted annually.

Parade of Homes Communities:

Heritage Hill’s (2011 Dream Community) – Heritage Hills is a gated luxury home community in Lone Tree with semi-custom homes ranging from $700,000 to well over 1 Million for custom luxury homes.

Ridge Gate – Ridge Gate is a mixed-use community in Lone Tree with homes for sale ranging from triplexes, townhomes, and single family homes ranging from $300,000 to $1 Million. Harvard Communities and Berkeley Homes are the primary builders.

Prospector’s Run – A Townhome Community situated on 30 acres near Central City. When complete there will be 235 luxury townhomes, a community clubhouse. Prices start at $219,000 for a 1,388 square foot 2 Bedroom 2.5 Bath Townhome.

Solterra Lakewood – Solterra is a luxury home community located in West Lakewood off C-470 and Alameda Parkway. The community sits on the Southern slopes of Green Mountain and was designed to look like a village situated in the hillsides of Tuscany. Luxury homes here start at $415,000 and go up to $2 Million and above for custom luxury homes. Primary builders are Cardel, Toll Brothers, Infinity, Remington, and Wall Custom Homes.

***Make sure to check out the brand new Toll Brother’s model in Solterra, it is quite spectacular and showcases the latest in custom home design. This should be added to any Denver Luxury Home Tour!

Stapleton – The former airport site in Northeast Denver is now a thriving mixed use community with new homes starting from the low $100′s to the $700′s.

If you are seriosuly considering a home in one of these communities you need to look past the featured homes in the Parade of Homes and instead look at all homes listed in the MLS. This will give you a much better idea of what is available in different price categories as well as what ready built homes that may be 1-2 years old are going for. All MLS listings for active homes for sale are listed below. Parade of Homes can be viewed here.

Ridgegate Lone Tree Homes for Sale:

Showing properties 1 - 9 of 9. See more Ridgegate Lone Tree Homes for Sale.
(all data current as of 2/5/2012)

$359,900 : 9154 Mornington WAY, Lone Tree

3 beds, 3 baths

Home size: 2,152 sq ft

Year built: 2008

Parking spots: 2

Listed with RE/MAX ALLIANCE
$359,900 : 9154 Mornington WAY, Lone Tree

3 beds, 3 baths

Home size: 2,152 sq ft

Year built: 2008

Parking spots: 2

Listed with RE/MAX ALLIANCE
$455,000 : 9210 Grafton DR, Lone Tree

3 beds, 2 full, 2 part baths

Home size: 2,698 sq ft

Year built: 2009

Parking spots: 3

Listed with CHERRY CREEK PROPERTIES LLC
$534,950 : 10238 Greentrail CIR, Lone Tree

4 beds, 3 full, 1 part baths

Home size: 4,262 sq ft

Lot size: 7,022 sq ft

Year built: 2011

Parking spots: 3

Listed with CENTURY COMMUNITIES LLC
$299,950 : 10214 Ridgegate CIR, Lone Tree

3 beds, 2 full, 1 part baths

Home size: 2,267 sq ft

Year built: 2011

Parking spots: 2

Listed with CENTURY COMMUNITIES LLC
$314,900 : 9203 Kornbrust CIR, Lone Tree

3 beds, 2 full, 1 part baths

Home size: 1,880 sq ft

Year built: 2005

Parking spots: 2

Listed with RE/MAX PROFESSIONALS
$325,000 : 10135 Bluffmont LN, Lone Tree

3 beds, 2 full, 1 part baths

Home size: 1,855 sq ft

Year built: 2005

Parking spots: 2

Listed with LUXE GROUP REAL ESTATE
$439,950 : 9217 Mornington WAY, Lone Tree

3 beds, 2 full, 2 part baths

Home size: 2,649 sq ft

Year built: 2011

Parking spots: 3

Listed with CENTURY COMMUNITIES LLC
$289,500 : 9122 Kornbrust DR, Lone Tree

2 beds, 2 full, 1 part baths

Home size: 1,646 sq ft

Year built: 2005

Parking spots: 2

Listed with KELLER WILLIAMS DTC

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Heritage Hills Lone Tree Homes for Sale:

Showing properties 1 - 10 of 26. See more Heritage Hills Lone Tree Homes for Sale.
(all data current as of 2/5/2012)

$679,900 : 9615 Sunset Hill CIR, Lone Tree

4 beds, 2 full, 1 part baths

Home size: 4,684 sq ft

Lot size: 9,147 sq ft

Year built: 2005

Parking spots: 3

Listed with HOUSING HELPERS METRO, LLC
$650,000 : 9650 Sunset Hill CIR, Lone Tree

5 beds, 3 full, 2 part baths

Home size: 5,373 sq ft

Lot size: 6,969 sq ft

Year built: 2006

Parking spots: 3

Listed with STERLING REAL ESTATE GROUP INC
$680,000 : 9744 Sunset Hill CIR, Lone Tree

5 beds, 4 full, 2 part baths

Home size: 5,028 sq ft

Lot size: 7,405 sq ft

Year built: 2005

Parking spots: 3

Listed with RE/MAX PROFESSIONALS
$635,000 : 9645 Aspen Hill CIR, Lone Tree

4 beds, 2 full, 2 part baths

Home size: 4,329 sq ft

Lot size: 12,458 sq ft

Year built: 2003

Parking spots: 3

Listed with RE/MAX PROFESSIONALS
$675,000 : 9600 E Aspen Hill LN, Lone Tree

6 beds, 4 full, 2 part baths

Home size: 5,406 sq ft

Lot size: 11,064 sq ft

Year built: 2004

Parking spots: 3

Listed with RE/MAX PROFESSIONALS
$849,999 : 9240 E Star Hill TRL, Lone Tree

4 beds, 4 full, 1 part baths

Home size: 4,928 sq ft

Lot size: 13,939 sq ft

Year built: 1997

Parking spots: 3

Listed with THE KENTWOOD COMPANY
$899,000 : 9479 E Hidden Hill LN, Lone Tree

4 beds, 4 full, 1 part baths

Home size: 5,025 sq ft

Lot size: 12,632 sq ft

Year built: 2000

Parking spots: 3

Listed with LORI CORKEN & COMPANY
$824,900 : 9298 E Star Hill TRL, Lone Tree

4 beds, 2 full, 2 part baths

Home size: 6,356 sq ft

Lot size: 15,246 sq ft

Year built: 2000

Parking spots: 3

Listed with RE/MAX MASTERS INC
$850,000 : 9207 E Star Hill LN, Lone Tree

5 beds, 2 full, 4 part baths

Home size: 5,700 sq ft

Lot size: 14,374 sq ft

Year built: 1996

Parking spots: 3

Listed with MB COHN & ASSOC
$1,195,000 : 9065 E Lost Hill TRL, Lone Tree

5 beds, 6 baths

Home size: 7,258 sq ft

Year built: 2000

Parking spots: 3

Listed with CHERRY CREEK PROPERTIES INC

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Prospector’s Run Central City Homes for Sale:

Showing properties 1 - 7 of 7. See more Prospector's Run Central City Townhomes for Sale.
(all data current as of 2/5/2012)

$169,900 : 748 Brewery DR, Central City

3 beds, 2 full, 1 part baths

Home size: 2,102 sq ft

Year built: 2004

Parking spots: 2

Listed with URBAN COMPANIES
$204,000 : 897 N Vernon DR, Central City

2 beds, 2 full, 1 part baths

Home size: 1,391 sq ft

Lot size: 1,306 sq ft

Year built: 2008

Parking spots: 2

Listed with COLDWELL BANKER RESIDENTIAL 28
$204,000 : 897 N Vernon DR, Central City

2 beds, 2 full, 1 part baths

Home size: 1,391 sq ft

Year built: 2008

Parking spots: 2

Listed with COLDWELL BANKER RESIDENTIAL 28
$315,000 : 820 Mack DR, Central City

4 beds, 3 full, 1 part baths

Home size: 2,460 sq ft

Lot size: 871 sq ft

Year built: 2006

Parking spots: 2

Listed with COLDWELL BANKER RESIDENTIAL 28
$315,000 : 820 Mack DR, Central City

4 beds, 3 full, 1 part baths

Home size: 2,460 sq ft

Year built: 2006

Parking spots: 2

Listed with COLDWELL BANKER RESIDENTIAL 28
$175,000 : 788 Louis DR, Central City

2 beds, 2 full, 1 part baths

Home size: 1,477 sq ft

Year built: 2005

Parking spots: 1

Listed with 8Z HELENE BAKER
$219,000 : 720 Martin DR, Central City

3 beds, 3 full, 1 part baths

Home size: 1,791 sq ft

Lot size: 25 sq ft

Year built: 2006

Parking spots: 2

Listed with COLDWELL BANKER RESIDENTIAL 28

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Solterra Lakewood Homes for Sale:

Showing properties 1 - 7 of 7. See more Solterra Lakewood Homes for Sale.
(all data current as of 2/5/2012)

$569,900 : 2354 S Juniper CIR, Lakewood

3 beds, 1 full, 2 part baths

Home size: 4,011 sq ft

Lot size: 9,200 sq ft

Year built: 2010

Parking spots: 3

Listed with RE/MAX ALLIANCE
$487,500 : 2761 S Holman CT, Lakewood

3 beds, 2 full, 1 part baths

Home size: 4,840 sq ft

Lot size: 7,531 sq ft

Year built: 2004

Parking spots: 3

Listed with RE/MAX CHERRY CREEK
$1,599,000 : 15269 W Evans PL, Lakewood

5 beds, 3 full, 3 part baths

Home size: 8,024 sq ft

Lot size: 16,085 sq ft

Year built: 2008

Parking spots: 3

Listed with RE/MAX PROFESSIONALS
$694,900 : 15398 W Iliff DR, Lakewood

4 beds, 2 full, 1 part baths

Home size: 4,068 sq ft

Lot size: 10,890 sq ft

Year built: 2010

Parking spots: 3

Listed with RE/MAX PROFESSIONALS
$569,900 : 2354 S Juniper Cir, Lakewood

3 beds, 3 full baths

Home size: 4,011 sq ft

Lot size: 9,147 sq ft

Year built: 2010

Parking spots: 3

Days on market: 46

Listed with RE/MAX Alliance-Denver West
$599,000 : 2252 S Loveland ST, Lakewood

3 beds, 2 full, 1 part baths

Home size: 4,146 sq ft

Lot size: 7,200 sq ft

Year built: 2009

Parking spots: 3

Listed with MB DENVER HOME REAL ESTATE INC
$675,900 : 2246 S Loveland ST, Lakewood

4 beds, 4 full baths

Home size: 4,143 sq ft

Lot size: 7,200 sq ft

Year built: 2009

Parking spots: 3

Listed with MB DENVER HOME REAL ESTATE INC

Listing information deemed reliable but not guaranteed. Read full disclaimer.

You can view Stapleton Denver Neighborhood Homes for Sale here.

Have Bad Credit and Still Want to Buy a Home?

Neil Walton — Sun, 14 Aug 2011 21:26:39 +0000

Your credit score is one of the biggest considerations lenders use to determine if you are qualified to borrow money to buy a home. I know many folks who make great money, however, their credit score is sub 580 which is the absolute lowest score I’ve ever seen anyone qualify with. For most people it’s a pretty simple process and just takes education and some analysis of your current reports to get you on the right track to qualify for a home mortgage.

There is a class at the Colorado Free University in Denver that is taught by my good friend and lender Chris Thomas which helps you understand exactly what you need to do to get your Credit Score back to where it needs to be without having to pay a credit repair company $1000′s of dollars. Check out what you’ll learn:

Learn how to read your report and fix mistakes for free
How to get your credit score up to receive the absolute lowest interest rates
Why closing accounts will actually lower your score
Why consumer credit counseling is worse than bankruptcy
Why you should never pay someone to “Repair” your credit

The next class is next month on 9/13 from 6:30 – 9:30. Click Here for More Information.

In the mean time take a look at the different listings in and around the Denver Metro Area on 360dwellings.com. Check out our Best Denver Neighborhoods Search, Colorado City Search or our Downtown Denver Lofts For Sale pages. Fueled by Google and powered by 360, you won’t find a better map based real estate search in Colorado. Enjoy the integration of Google Maps, Streetview, Walkscore, Zillow Zestimates, Bing Birdseye, Virtual Tour and about every other major player in their respective areas of expertise to provide you the best home search tool possible. Enjoy.

Newest Listings for the Baker Neighborhood – Denver Homes for Sale

Neil Walton — Mon, 01 Aug 2011 16:33:04 +0000

Baker is a beautiful historic neighborhood set in a very cool and eclectic part of town. It’s one of the hippest neighborhoods in Denver with great restaurants and a wide selection of shops and bars. Make sure to grab a bite at the new Mexican restaurant “El Diablo“. Fantastic food. Grab a drink at “Sputniks” and then go check an Indie film at “The Mayan“. You’ll love the walkability of the area. It’s far less pretentious than downtown and in many ways much more enjoyable.

Stay current with what’s going on in the Baker Neighborhood.
Click here to link to the Baker Historic Neighborhood Association website.

Latest Baker Neighborhood Listings:

Showing properties 1 - 9 of 9. See more Baker MLS Listings.
(all data current as of 2/5/2012)

$158,900 : 165 W Cedar AVE, Unit 3, Denver

2 beds, 1 full bath

Home size: 768 sq ft

Year built: 1964

Listed with MB DENVER REAL ESTATE SOURCE
$349,999 : 181 W Byers PL, Denver

4 beds, 1 full, 1 part baths

Home size: 1,812 sq ft

Lot size: 3,600 sq ft

Year built: 1891

Parking spots: 1

Listed with CHERRY CREEK PROPERTIES LLC
$159,000 : 165 W Cedar AVE, Unit 6, Denver

2 beds, 1 full bath

Home size: 768 sq ft

Year built: 1964

Listed with 360DWELLINGS REAL ESTATE
$375,000 : 69 W Bayaud AVE, Denver

3 beds, 1 full, 2 part baths

Home size: 1,895 sq ft

Lot size: 4,690 sq ft

Year built: 1890

Parking spots: 1

Listed with MB PALMER PROP
$189,500 : 620 W 2nd AVE, Denver

2 beds, 1 full, 1 part baths

Home size: 926 sq ft

Year built: 1910

Listed with YOUR CASTLE SUMMIT
$140,000 : 5 S Elati ST, Unit 3, Denver

3 beds, 1 full, 1 part baths

Home size: 1,239 sq ft

Year built: 1974

Parking spots: 1

Listed with CHERRY CREEK PROPERTIES LLC
$339,500 : 68 W Maple AVE, Denver

3 beds, 2 full, 1 part baths

Home size: 2,236 sq ft

Lot size: 3,810 sq ft

Year built: 1890

Parking spots: 2

Listed with RUBRIDGE AND CO
$225,000 : 71 Galapago St, Denver

1 bed, 1 full bath

Home size: 1,198 sq ft

Lot size: 3,049 sq ft

Year built: 1890

Parking spots: 1

Days on market: 88

Listed with Ultimate Homes Real Estate
$100,000 : 162 S Elati ST, Denver

0 beds, 0 baths

Lot size: 6,250 sq ft

Listed with ETMG PROFESSIONAL SERVICES

Listing information deemed reliable but not guaranteed. Read full disclaimer.

When it comes to seeing properties in the Denver area, you won’t find better guides than with 360dwellings. We know these neighborhoods inside and out and displaying Baker Neighborhood Denver Homes for Sale on 360dwellings using the latest in technology to bring you the best possible home search platform available. You won’t find a faster search technology for locating the Newest Listings for the Baker Neighborhood Denver Homes for Sale than right here.

Go ahead and click on the “Schedule a Showing” button above any listings. You’ll get a response right away and we’ll have an agent meet you at any property you have an interest in seeing in person. Come see the Baker Neighborhood Denver Homes for Sale here at 360dwellings.com.

Have You Seen the Creative Marketing Campaign from IKEA?

Neil Walton — Sat, 30 Jul 2011 16:03:55 +0000

A living room just passed us. That’s the first time that I’ve ever said that and it might not be the last. Be on the lookout for IKEA’s new mobile living room display being pulled around town. According to professor Darrin Duber-Smith who is a Marketing Professor at Metro State College the IKEA marketing plan went into effect more than 2 years ago as their expert marketing team set to work creating this phenomenal amount of hype. People don’t even know why they must go to this new mega-store but they lined up in tents 2 days before it opened to be a part of the carnival like atmosphere. It’s the 2nd biggest IKEA in the world and according to this interview below, you can see it from space.

IKEA’s Creative Marketing Plan for the New Centennial Store- Courtesy of CBS News 4 in Denver

Click Here to For the Full History of the new IKEA Store and the Media Hype Surrounding the Grand Opening

The new Ikea will wonders for the local economy and we foresee a resurgence of Centennial CO Real Estate over the next few years. Now may be the time to get in on the action and peruse our selection of Centennial CO Real Estate for sale on 360dwellings. Click here to See ALL of the Available Centennial Colorado MLS Listings. We have the fastest and easiest to use Map based search tool in ALL of Colorado. Come check out why 360dwellings is considered the Best Real Estate Search available in the market today.

Denver Housing Market Continues to Rally in 2011

Neil Walton — Tue, 12 Jul 2011 17:43:32 +0000

The number’s released this past Friday from Metrolist are in for June and it looks like the Denver Housing Market is looking much stronger compared to this time last year. How much stronger is the Denver Housing Market in 2011? 22.5% more homes were put under contract in June of this year as compared to June of 2010.

I asked Denver Realtor, Ryan Penn, his thoughts and he said it’s a number of different factors. ”First off, rates are at an all time low and money is cheap to borrow. Secondly, consumer confidence is up and most importantly prices are low. Real Estate prices are cyclical and they will go up. More and more people are starting to realize it and are investing in homes.”

According to the Denver Post, Buyers put 4,761 homes under contract in June, compared with 3,885 in June 2010, according to data released Friday by Metrolist.

Click Here to Read the Denver Post Article on the Denver Housing Market

Is now the time to buy a home in Denver? That depends on where and what you’re looking for. There are many of the areas of the city doing really well while some places such as Globeville still continue to suffer. Take a look at a few of the hotter neighborhoods below and feel free to contact your friends here at 360dwellings to take a private tour of any of the homes you find.