If you’re like the vast majority of home buyers, you will choose to finance your purchase with a home mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage. The requirements to secure a mortgage may seem overwhelming, especially if you’re a first-time buyer. Even if you’re a current homeowner, it’s a good idea to prepare in advance so you don’t encounter any surprises along the way. Lending requirements have become more rigorous in recent years, and changes to your credit history, debt levels, job type, and other factors could impact your chances of approval.
It’s never too early to start preparing to buy a home. Fill out the quick application form below and someone from our team will be in touch shortly.